Commercial Flood Insurance
When water escapes its normal path and comes into your business, insurance carriers consider this a "flood", whether caused by heavy rain or other event. In these cases, the damage would be excluded under your business owners’ policy. Flood insurance coverage varies depending on the policy you select and many cover all or a combination of the structural elements, such as walls, floors, equipment, fixtures, property’s contents, such as furniture, appliances, and wall and floor coverings and may also include buildings, loss of business income, and repairs required by ordinances.
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