General Liability Insurance
One of the most basic types of business insurance is General Liability Insurance which is also commonly referred to as Commercial General Liability, Business Liability or Owners, Lessors and Tenants insurance. In fact, many businesses are required to carry this type of insurance as a pre-requisite to doing business with other businesses. It is well suited for small businesses that operate from home or involve a lot of client contact (such as visiting a client’s office regularly). It can cover losses that are your fault or not, and include physical injuries, damage to property or other types of damages that result from general negligence or wrongdoing. This can include medical costs, compensatory damages, attorney fees, judgments, court fees and more. Premiums vary based on specific needs as they relate to the work you do and your location.
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