2975 Westchester Avenue, 4th Floor, Purchase, NY 10577

Phone: 914-358-9750 | Email:

260 West 36th Street – 9th Floor – New York, NY  10018

Gap insurance is intended to help cover the high out-of-pocket expenses normally associated with a low premium, high deductible health plan. When you purchase a GAP policy, the additional benefits help to cover out-of-pocket expenses related to coinsurance, co-pays and deductibles for inpatient and outpatient services.  For example, if you have a $5,000 deductible on your major medical plan, gap coverage will pay up to $4,000 of that deductible.


Because the premiums are very reasonable on GAP policies, most employers find that purchasing the extra coverage along with a high deductible, low premium plan is much less than one stand alone lower deductible, major medical policy.


If you have any questions, please contact us at 914.358.9750 | Email: 

Employee Group Benefits

Gap Plans