Along with Health Insurance, Life Insurance is considered one of the most important part of the benefit package for employees. Whether employer paid or voluntary, a good life insurance policy provides for an employee’s final expenses, taxes, mortgage and even their children’s education as well as offering additional added benefits. CCI can help employers protect their employees and their employees’ families with a variety of different life insurance products.Please read below for some brief information on the various types of life insurance available and then call us today for more information on our life insurance products.
Cash Value Life Policy. Life insurance that ties premiums to various types of investment accounts (stocks, bonds, money market, etc.) in which the savings can be tax deferred and/or borrowed against, if needed. These policies are known as whole life, universal life and variable life insurance.
Term Life Policy. Life insurance that does not build cash value, however, it will pay a set amount to the named beneficiary upon the death of insured within the stated term. Some policies may also make payments upon terminal or critical illness.
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Employee Group Benefits
Group Life Insurance