2975 Westchester Avenue, 4th Floor, Purchase, NY 10577

Phone: 914-358-9750 | Email:

260 West 36th Street – 9th Floor – New York, NY  10018


Marketplace Links

The Health Insurance Marketplace for businesses (SHOP)

The Health Insurance Marketplace is part of healthcare reform (ACA). Small businesses can purchase healthcare insurance for their employees through the Marketplace’s Small Business Health Options Program (SHOP).  Here are some of the highlights of SHOP:  

Enroll in SHOP Now (click on your state to get started)

Four levels of coverage to choose from that all contain the qualifying essential  benefits and range in coverage from 60/40 to 90/10.  For example, the 90/10 plan would have the least out-of-pocket expenses, but cost you the most in premium.    

User friendly on-line environment to compare options.

You may be eligible for a small business tax credit which could reduce your premiums by as much as 50%.

There is never a fee to have us assist you in securing health insurance coverage through SHOP.  

Having representation in the Marketplace Exchange means you have answers to questions when you need them during the application process, as well as throughout  the plan year.

Important dates of the ACA

More about the Affordable Care Act (ACA)

The Patient Protection and Affordable Care Act (H.R. 3590 - PPACA), signed into law enacts the most sweeping change in U.S. social policy in over a half century.  This new landmark health reform legislation brings new responsibilities for employers.  Here are the main highlights of what the ACA means for employers:

New Tax Credit.  For eligible small businesses that choose to provide insurance to their employees through SHOP (see above).  Note the tax credit is only available to qualified small businesses who participate in the Small Business Health Options Program (SHOP) Exchanges.  


SHOP Eligible.   Small businesses with generally 50 or fewer employees will be able to purchase coverage through SHOP, competitive marketplaces where small employers can go to find health coverage from a selection of providers.


Employer Mandates.   Businesses with 50 or more full-time employees (or full-time equivalents) that do not offer affordable health insurance that provides a minimum level of coverage to substantially all of their full-time employees (and their dependents) may be subject to an employer shared responsibility payment if at least one of their full-time employees receives a premium tax credit to purchase coverage in an insurance Marketplace.  A full-time employee is generally one who is employed an average of 30 or more hours per week.


OCT 15


Marketplace opens for business



Employer mandate goes into effect, penalties are assessed for non-

compliance of healthcare law